Free printable kit · 18 pages

Budget for Big Home Repairs Before They Hit

Price, plan and save for a new roof, HVAC, water heater or paint job without panic

  • 2026 costs for roofs, HVAC, water heaters and exterior paint, all sourced
  • How long each home system lasts and what it costs per year of life
  • A sinking fund plan using the 1% to 4% rule, plus three sample budgets
  • A worksheet to compare three contractor quotes line by line
  • A yearly maintenance calendar and a contractor hiring checklist
  • Scam red flags, insurance vs out of pocket, and real ways to save

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What is inside

3 Cost tables2 Comparisons1 Sample budget page2 Worksheets1 Timeline1 Checklist1 Page of questions to ask1 Page of red flags1 Page of ways to save1 Glossary28 named sources
  1. 3Cost tablesWhat big home projects cost in 2026
  2. 4Cost tablesExtras that quotes leave out
  3. 5ComparisonsHow long home systems last
  4. 6Cost tablesHow much to save: the home sinking fund
  5. 7Sample budgetsThree sample budgets: replacing the big four
  6. 8WorksheetsYour home sinking fund planner
  7. 9WorksheetsCompare 3 contractor quotes
  8. 10TimelineYearly home maintenance calendar
  9. 11ChecklistsContractor hiring checklist
  10. 12Questions to askQuestions to ask contractors
  11. 13Red flagsContractor scam red flags
  12. 14Ways to saveMoney-saving moves
  13. 15ComparisonsInsurance claim or out of pocket?
  14. 16GlossaryHome repair terms in plain English

Every number in the kit comes from a named source, listed with its date on the last page. General information only, not professional advice.

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