Budgeting
Monthly budgets, the 50/30/20 rule and free templates.
BudgetingCalculator50/30/20 Budget Calculator: How to Split Your Take-Home PayUse our 50/30/20 budget calculator to split take-home pay. On $5,000 a month: $2,500 for needs, $1,500 for wants and $1,000 for savings and debt.
BudgetingAverage Grocery Bill per Month in 2026The average grocery bill in 2026 runs about $808 a month for a couple and $1,389 for a family of four on USDA's moderate plan. See costs by household size.
BudgetingAverage Utility Bills per Month in 2026The average utility bill in 2026 is about $363 a month for electric, gas, water and trash, per doxo. Add about $81 for internet. See each bill and how to save.
BudgetingHow Much House Can I Afford in 2026?How much house can I afford in 2026? With the 28/36 rule and a 7.40% rate, a $100,000 income buys about $338,000 with 20% down. See the table by income.
BudgetingCalculatorRent vs Buy Calculator: Is It Cheaper to Rent or Buy a Home in 2026?Rent vs buy calculator for 2026: a $417,500 median home costs about $2,626 a month to own at 7.40%, versus $1,694 median rent. Run your numbers.